What Are The Common Accident Causing Truck Defects?

Oct 7, 2016 by

Truck accidents are quite common in the United States. Trucks play a vital role in economy transporting goods from one state to the other. Aside from negligence or driver error, another common culprit in truck accidents are product defects. In these kinds of accidents, the liable party is the manufacturer as they failed in showing reasonable care. According to the website of Pohl & Berk, LLP, truck accidents can have devastating consequences.

Defective truck components can put at risk not only the driver but also the other driver and their passengers. When this happens, the driver can lodge a product liability case against the manufacturer and other parties. Truck accidents from defective products may include the following:

Tire Blowout

Delivering goods and services almost every day can take its toll on the tires. When the tire blows out, the driver can lose control of the steering wheel and start to become wobbly and crash. It may collect other vehicles and the unfortunate pedestrian. The end result is most of the time fatal.

Fuel Systems

Defective or damaged fuel system can result to burns and other injuries. There are also defects that are not burn-causing but still they can result to injuries.

Safety or Crash Bar

Also called underride guard, safety bars are attached to the rear end of a trailer in order to prevent a passenger vehicle from going underneath the back of the trailer in case of a collision. Recent tests conducted by the Insurance Institute for Highway Safety revealed the ineffectiveness of federally regulated underride guards. To prevent serious accidents from happening, the NHTSA requires manufacturers to raise the standards of their underguards.

Trucks often share the road with other vehicles. It is therefore important for trucks to be regularly maintained and checked to ensure its road worthiness.

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Medical Costs Associated With Car Accidents

Jun 28, 2016 by

There are many expenses that are associated with car accidents. Although nothing can replace the life of a person, hospital bills can prove to be expensive especially if you do not have any health insurance. According to the website of Madison, WI car accident attorneys, medical expenses can pile up which makes having car insurance all the more important. The average cost of related medical care is dependent to each situation.

The highest price we pay in a car accident is the loss of human lives. According to the National Highway Safety Administration (NHTSA), car accidents cost the United States nearly $1 trillion in 2010 as a result of lost wages and death. The bulk of payment falls on the shoulders of the insurance carriers which pays approximately 50% of all motor vehicle accident expenses. A study conducted by Insurance Information Association revealed that the average claim for bodily injury was $15,443.

So what are the common medical expenses that you can incur after involvement in a car accident? The expenses may include ambulance, emergency department visits, diagnostic tests, medications, specialists, and others.

In addition, there are some insurance companies that offer personal injury protection (PIP) to shoulder any medical expense associated with the accident. However, not all policies will include PIP and if included, it may not be enough to pay for all your medical bills.

For severe injuries, the NHTSA reports that the mean medical expense after the accident is $503,638. A spinal cord injury, for example, could range between $992,867 from 2008 and 2010. Mild or severe traumatic brain injury could cost around $3,977 and $408,684, respectively.

Given the staggering medical expenses that you can incur after an accident, not having car insurance can put you in a deep financial hole. The cost can only get higher if you were deemed at-fault and the other driver was severely injured.

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Car Insurance: A Basic Driving Requirement in the US

Feb 5, 2016 by

From 1981 to 2007, the average annual rate of fatal car accidents was 44,000; from 2008 to 2015 the number went down to 33,000. All those directly concerned with traffic safety are obviously working doubly hard in implementing road safety rules. The National Highway Traffic Safety Administration (NHTSA), particularly, as well as other governmental organizations enact and strictly implement laws which will help ensure the smooth and safe flow of traffic and make vehicles more crashworthy. Some car manufacturers also do their share by continuously conducting researches that will make cars safer, besides equipping their modern vehicles with safety devices.

More than 30,000 deaths every year, however, is still a very big number, especially with the fact that majority of car crashes can be prevented as these are simply results of negligence or human error. It is due to this carelessness (and, sometimes, recklessness), which puts lives and properties in danger, that states require drivers to carry auto liability insurance or some form of proof of financial capability to compensate anyone who they may hurt or whose property they may damage in case an accident occurs due to their error.

Whether you intend to drive a car, a truck or a motorcycle, carrying auto liability insurance is a basic requirement in driving. Now, is this requirement reasonable? Well, on the practical side, if you get involved in an accident which is also your fault, carrying insurance can cover the cost of compensation that need to be paid to your victim. On the legal aspect, besides being one of the requirements when you renew your vehicle registration, carrying car insurance is also required by the law; thus, if you get caught without one, then the results can be much more costly, like getting your driver’s license suspended (this requires payment of fees when you request for reinstatement of your license) or you can eventually lose your driving privileges; you can also be required by the court to carry an SR-22 filing.

According to Franklin, WI car accident lawyers, an SR-22, often referred to as “certificate of insurance,” is actually just a certification that your car insurance provider will need to submit to your state’s Department of Motor Vehicles (DMV) to prove that you already have coverage. An SR-22 usually lasts for three years (some five years depending on the type of traffic violation committed); it also causes a little amount to be added to your insurance premium, making your premium a bit more expensive than the regular amount.

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Types of Medical Malpractice

Nov 19, 2015 by

There are many types of medical negligence, also known as medical malpractice. Lack of approval is just one of them, then the individual is entitled to prosecute the hospital or physician who has made the error, and when this sort of violation has caused a significant amount of harm and pain to the individual. This really is because medical negligence also covers places where medical practitioners or physicians have done procedures that the patients never have given permission to, and is not only due to an error in medical operations or misdiagnosing. This results in the doctors providing their patients personal injuries, which are not ineligible for litigation as well as other harms.

Based on the website of The Law Offices of Yvonne M. Fraser, a medical facility and also the physician that is accountable for the patient possess the duty to get the “expressed” and “educated” consent of the patient before proceeding with a medication or procedure. Many operations require the patient’s expressed written permission, and sometimes the physician may talk about the possibilities that may result in the treatment in the event the form was not signed by the patient and it won’t be done. Yet, it takes much more than the patient since the patient should also be advised regarding the hazards and issues that could be possible, expressed consent for the treatment to carry on possibility appear during the process or treatment. Informing the individual about negative consequences or the possible side effects may inform the individual if they opt to continue with the process or remedy or locate additional choice.

Someone can file an injury-claim for lack of approval if the doctor performed a process or therapy on the wrong part of the patient’s physique, or if the physician has performed a 2nd, unnecessary surgical treatment that resulted in damage to the patient when the individual has only indicated consent to a process. You can find many other problems that could be grounds for an injury-claim from lack of consent. Recently, there has additionally become the requirement for informed written consent for medications, because there are many prescriptions that can cause serve side effects that the patient needs to be advised about. One of the prescription medications that can make acute health complications is Risperdal.

The most important purpose of expressing and telling the hazards and hazards of a surgical operation or medicine to the individual is always to have the individual entirely understand the likelihood of achievement (along with failure) of the proposed procedure. By law, the patient has the right to make an educated choice regarding allowing medicine or a procedure or perhaps not, regarding wellness and their particular physique.

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Saving Medical Licenses

Nov 18, 2015 by

In America, receiving a health license involves a challenging procedure that begins with rigorous self-discipline required by years of study that was arduous, afterward followed by postgraduate instruction as well as the necessity to move a health certification examination at the national amount. Once a permit was acquired, an authorized doctor will then need to practice medication that is free of faults and errors, and keep a private and social life which do not deviate from moral and legal requirements; otherwise, he/she might suffer the likelihood of shedding his or her license through revocation or suspension. Any professional permit defense lawyer may probably say this for a truth and will even concur that much greater standards of actions (than the overall people), equally in personal lifestyles and their professional capacities, are expected of medical professionals that are licensed.

According to the website of the Leichter Law Firm PC, health-related license is given by each state’s health-related certification board and, to be sure that accredited medical professionals, like doctors, anesthesiologists, surgeons, and nurses note the standards of the medical community, this table can also be authorized to execute other obligations, including acceptance, review and investigation of complaints involving a licensee’s un-professional actions, reviews of negligence, or erring private or social existence.

Obviously, a license is what’s going to enable medical professionals to rehearse the function they decided to stay and to do the form of life that they chose to dwell. Being complained about and which, subsequently, can change their credibility may just ruin licensed medical standing investigated.

Though a medical license is proof that the person has obtained the wisdom and abilities demanded by the state, as well as the competence, to make medical prognosis and selections, and offer treatment for patients, over the span of time, some appear to lose track of their sworn devotion to do everything possible to sustain existence and offer quality care as several turn their emphasis to gain by having as many sufferers as possible while providing each lesser period for consult. This ailing practice’s most foreseeable outcome is only mistaken because of worse or, neglect, greed.

Predicated on records from the Bureau of Justice Statistics, 44,000 to 98,000 instances of preventable deaths and injuries that were 1,000,000 are noted in the United States every year. Obviously, so many doctors are not innocent of the charges filed against them, for this is undeniable that there just are physicians that are awful. Still, it additionally cannot be negated that tens of thousands of physicians stay true-to their calling and, despite one or 2 (actually if such error doesn’t have anything related to their medical training, for example being charged with DUI), which might be regarded as remote instances, they get subjected to their health-related accreditation board’s probe.

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